Illinois law requires all motor vehicles registered and operated in Illinois to be covered by liability insurance, which covers property damage and/or injuries you may cause others in an accident. (Trailers are not required to have liability insurance.) If you choose to drive without insurance in Illinois, you can expect penalties including: a fine for driving without insurance coverage, usually of $500-$1000 for a first-time offender, with possible higher fines for repeat offenders. Your license to be suspended. A license reinstatement fee of $100. #autoliabilityinsurance,
